Our Mission...

We are committed to listening to and understanding the unique needs and desires of our clients.  We treat each client with the highest level of integrity and professionalism and provide them with prudent and knowledgeable advice to help them achieve their financial goals.

Professional Profile...

Glenn Edwards is principal and sole adviser with Alpine Financial Advisers, LLC.  He has approximately thirteen years of experience as an adviser to individuals and professional money managers.  His background also includes portfolio management of pension funds, endowments, Taft-Hartley plans, as well as individual accounts.  

He enjoys the challenge and responsibility of determining what is important to each client, and developing solutions that satisfy their objectives, goals and dreams.  The responsibilities are diverse and challenging but the greatest satisfaction comes from working with a client to develop  a personalized wealth strategy that meets their  goals.   As an independent  RIA, Glenn develops each client strategy free from agendas, influences, and conflicts that are present within many banks,  brokerage firms, insurance organizations and other financial intermediaries. 

The small size of the firm means that Glenn gets to know each of his clients individually, he understands what is important to them and to their families and working together he helps them create their own unique financial future.

Personal Profile...

Glenn is a native Coloradan with an ancestral history dating to before Colorado became a state in the Union.  Glenn is an active member of the Golden, Colorado Chamber of Commerce, and serves as an ambassador for the Chamber.  Glenn enjoys participating in outdoor activities in Colorado and he has been a resident in the foothills of Colorado with his wife and two daughters for more than twenty years.

Choosing an Adviser...

Why work with a financial adviser that is a fiduciary?  One of the most important questions you will ask the individual who will offer you financial advice is:  Do you have a legal obligation to act in my best interests?  As a registered investment adviser under the the State of Colorado and the "Adviser Act of 1940", Alpine Financial Advisers, LLC is a fiduciary and is legally obligated to always act in the best interest of its clients. 

Individuals that offer financial advice are now required by the Securities and Exchange Commission (SEC) to disclose whether your account is a brokerage account or an advisory account.  Why work with someone whose primary interests are not aligned with yours?  Why work with an individual who is paid by you and by people who compensate them based the products that you invested in? 

Why spend your valuable time trying to determine if a non-fiduciary will always act in your best interests?    The clients of Alpine Financial Advisers, LLC can be assured that we always act in the best interest of you, our client. 

Adviser Attributes...

Alpine Financial Advisers, LLC believes that if an adviser stands to monetarily gain from the recommendation of financial products there exists a clear conflict of interest and that the fiduciary standard may be compromised.  The cost to the client will be higher fees and lower returns impacting the quality and breadth of advice rendered.  Clients concerned about the true alignment of their advisers interests should distinguish between fee-only and fee-based advisers.  A fee-based adviser can receive part of their compensation from commissions for selling financial products, thus creating a conflict of interest between what product is in the best interest of the client as well as the wallet of the adviser.  Further complicating the issue are brokers who are now filing for dual registrations as investment adviser representatives (who are fiduciaries), and as brokers (who are not fiduciaries).  This dual personality adds additional complexity and confusion for the investor who is trying to make the best decision in order to safeguard their financial future.  For these reasons, Alpine Financial Advisers, LLC operates under a fee-only compensation structure and full disclosure policy. With these policies in place our clients are assured that their financial well-being is always our primary focus.  We believe that our role as a fiduciary and a fee-only adviser provides a healthy, propsperous and long-term relationship with our clients.

"If you have more than $50,000 to invest, you should fire your broker and find an investment adviser".
-- Arthur Levitt, former Chairman of the Securities & Exchange Commission (SEC)
In Chapter 1 of his book, Take on the Street, 2002

 How can the average investor avoid being misled by an unscrupulous adviser...

1. Legitimate investment advisers are registered.  Anyone who gives investment advice on more than an incidental basis must be registered with a state regulator as an investment adviser or with the Securities and Exchange Commission.  Registered Investment Advisers (RIAs) are legally compelled to provide every client with their regulatory form ADV as evidence of their registration.
2. It is standard practice for an RIA to not have direct administrative control over funds managed.  Instead, there should be an outside administrator and custodian providing statements to you, the client.
3. The custodian of your funds should be properly audited on an annual basis.
4. The RIA should be able to clearly communicate investment strategy in a way that you, the client, can understand it.
5. Be highly suspicious of guaranteed returns.  It is unethical and legally wrong for an RIA to promise any level of return.
6. If you are not satisfied with the answers that you get, do not hire that RIA.  A good advisory relationship is built on mutual communication and trust.